Cover information and limits in the table below correct as at 11 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Yes costs extra
$400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for listed inexperienced drivers over 25, $1,400 for unlisted inexperienced drivers over 25, $400 for learner drivers.
15% (TAS)
15% (NT)
15% (SA)
15% (QLD)
15% (ACT)
15% (WA)
15% (VIC)
15% (NSW)
Discount on Home and Contents Insurance if held
Safe Driver Rewards discount is protected if no more than 1 claim is made per renewal period
Under 25s can get 10% discount by completing AAMI Skilled Driver Course.
SA VIC NT TAS NSW ACT QLD WA
Agreed or Market
Yes - within 2 years of original registration
Up to $1,000 if damaged or stolen, combined with emergency repairs and options.
Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.
Up to $1,000 combined with personal property and emergency options.
Reasonable towing costs. Up to $1,000 accommodation costs if greater than 100 km from home (combined with personal property and emergency repairs). $250 for travel cost per incident.
Yes - Up to 21 days.
Not at fault - Yes. At fault - Optional Extra. Unlimited days, max $90 per day.
Yes - legal liability cover, accidental loss and damage when using a substitute vehicle.
Up to $1,000 for trailer only
Up to $500 per item.
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Based on 4104 AAMI car insurance reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.
They are all there ready to help no matter when the situation and treat you like part of the family and make you feel quite comfortable and confident about anything and not to stress. Read full review
They are all there ready to help no matter when the situation and treat you like part of the family and make you feel quite comfortable and confident about anything and not to stress.
Value for money Policy coverage Customer service Claims handling Kay, New South Wales reviewed about 1 month agoI had recently joined AAMI when I was involved in an accident. The process to log and finalise theClaim was very good. I would recommend AAMI as a trustworthy company with great products and services Read full review
I had recently joined AAMI when I was involved in an accident. The process to log and finalise theClaim was very good. I would recommend AAMI as a trustworthy company with great products and services
Value for money Policy coverage Customer service Claims handling Ken, Victoria reviewed 2 months agoAMMI is a reliable car and house insurance and they’re easy to deal with and best and nicest car and home insurance company Read full review
AMMI is a reliable car and house insurance and they’re easy to deal with and best and nicest car and home insurance company
Value for money Policy coverage Customer service Claims handling Clarissa, Victoria reviewed 6 months agoAmazing cover for personal affects whether it's car or house insurance, AAMI is very reliable and gives great benefits such as transport costs, theft or fire damage and will even supply you a rental car until you're able to get back on your own feet. AAMI has been amazing over the past 10 years I've been with them and my family also follows them and will vouch that they are so incredibly reliable and I can definitely recommend them to anyone seeking car or house insurance. Read full review
Amazing cover for personal affects whether it's car or house insurance, AAMI is very reliable and gives great benefits such as transport costs, theft or fire damage and will even supply you a rental car until you're able to get back on your own feet. AAMI has been amazing over the past 10 years I've been with them and my family also follows them and will vouch that they are so incredibly reliable and I can definitely recommend them to anyone seeking car or house insurance.
Value for money Policy coverage Customer service Claims handling Raven, Victoria reviewed 6 months ago
Mozo’s Editorial Star Ratings are a score out of 5 stars arrived at by the author of the review after careful consideration of a product’s rates, fees and features when compared with other products that offer similar features.
As a guide, this is how the Editorial Star Ratings should be interpreted:
Ratings are just one factor you may want to consider when choosing a financial product. Our ratings have been determined without considering your personal objectives, and a product with a high rating may not be the best one for you.
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
